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400% Bingo Bonus UK (2026) — Same Rate, Two Different Caps

The two 400% matches in our tested UK coverage — 888 Ladies with code BINGO40, and the new Wombat Bingo — compared on the caps, the wagering and what winnings can convert.

2 sites compared All UKGC licensed Independently tested since 2011

A 400% bingo bonus credits four times your qualifying deposit in bonus funds — put in £10 and £40 in bonus money arrives on top, leaving £50 to play with. In our tested UK coverage, two genuine versions exist: 888 Ladies offers up to £100 with the code BINGO40, while Wombat Bingo carries the same headline rate with a £40 cap and different terms. This page compares the two term by term and places 400% on the wider percentage ladder. The full range of offer types lives on our bingo bonuses hub.

The Two Real 400% Bingo Bonuses

Both offers below were checked against their published terms, and 888 Ladies also went through our real-deposit testing in July 2026. They share a headline and not much else.

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  • 4.3
    888 Ladies Bingo Bonus Deposit £10, Get £40 Bingo Bonus with Code BINGO40 Code: BINGO40
    Key features Code: BINGO40 Show
    • 2x wagering on bingo bonus
    • Free bingo rooms running daily
    • PayPal and Apple Pay, in GBP or EUR
    • Min. Deposit£10
    • Min. Withdrawal£10
    • Bonus Wagering2x bingo
    • Stated Payout4–7 business days

    New players only. Use code BINGO40. Min deposit £10. 400% bingo bonus (max £100). 2x bingo bonus wagering required. 5-day expiry. 18+ GamCare. T&Cs apply.

    The five-day bonus clock starts when it is awarded, not when it unlocks UKGC licence 58267

  • NEW
    3.7
    Wombat Bingo Bonus Deposit £10, Get a 400% Bingo Bonus up to £40
    Key features Show
    • Bingo-led rebrand of Jackpot Paradise
    • Casino and slots alongside the bingo rooms
    • 4x wagering on the bingo bonus
    • Min. Deposit£10
    • Min. Withdrawal-
    • Bonus Wagering4x
    • Banking Options Visa Mastercard Applepay Paysafecard

    New players only. Min deposit £10. Wagering from real balance first. 4x wagering the bonus money on bingo games within 30 days, calculated on bonus bets only. Contribution varies per game. Available on selected games only. Max conversion: 1 time the bonus. Bonus and winnings valid for 30 days. Withdrawal requests void all active/pending bonuses. Skrill and Neteller deposits excluded. Full Terms apply

    UKGC licence 39335

888 Ladies has the higher cap of the two. The code BINGO40 goes in at the cashier with a £10 minimum deposit, the match runs to a £100 maximum, and the bingo wagering is 2x with a five-day expiry. Wombat Bingo — a bingo-led rebrand of Jackpot Paradise, launched in 2026 — matches at the same rate to a £40 maximum, with 4x bingo wagering and a 30-day window. Skrill and Neteller deposits don’t qualify there, either.

Same Rate, Different Offers: The Terms Side by Side

Term 888 Ladies Wombat Bingo
Bonus cap £100 £40
Minimum qualifying deposit £10 £10
Deposit to reach the cap £25 £10
Bonus code BINGO40 None
Bingo wagering 2x 4x
Winnings conversion No cap stated in the offer terms Capped at 1x the bonus
Time limit 5-day bonus expiry 30 days for bonus and winnings

888 Ladies has the higher bonus cap and the lower bingo wagering; Wombat gives considerably longer to use the bonus, and its £40 cap is reached with the £10 minimum deposit itself, where reaching the full £100 at 888 Ladies takes £25. One Wombat term deserves separate mention: winnings generated from the bonus convert to withdrawable cash only up to one times the bonus amount — with a £40 bonus, no more than £40 of bonus-generated winnings can convert to withdrawable cash, regardless of how much is won. 888 Ladies’ offer terms state no equivalent ceiling. The comparison shows why two offers carrying the same 400% headline can have materially different terms.

Where 400% Sits on the Percentage Ladder

888 Ladies isn’t running its 400% in isolation. Sister sites in the same network family cover the neighbouring rates — Glossy Bingo at 300%, Wink at 500%, Dotty at 600% — and all of them stop at the same £100 maximum. What changes as the percentage climbs is how little it takes to hit that ceiling: £25 does it at 888 Ladies, £20 at Wink, £16.67 at Dotty. We’ve laid the whole set out on our 500% bingo bonus page, while the 100% bingo bonus page covers the pound-for-pound end, where the same £100 cap needs a full £100 deposit.

Since 19 January 2026, UKGC rules cap bonus-fund wagering at 10x. Both UK offers on this page sit well inside that ceiling — 2x and 4x on the bingo side. Our wagering requirements guide shows how to turn either multiplier into an actual wagering amount.

The same number also appears in a different market. US-facing casinos — a separate, Curaçao-licensed product for players 21 and over — run 400% matches to $4,000 with 50x wagering, and they belong in their own comparison rather than this one. That market is covered on our US online casinos hub.

400% Bingo Bonus FAQs

What is a 400% bingo bonus?

A welcome offer that credits four times your qualifying deposit in bonus funds, up to a stated cap. Deposit £10 on a genuine 400% offer and £40 in bonus money is added, giving you £50 to play with under the offer’s wagering and game terms.

Do I need a bonus code?

At 888 Ladies, yes — BINGO40, entered at the cashier with a minimum £10 deposit. Wombat Bingo’s offer credits without a code. Any code an offer needs is printed on its deal card; always confirm against the current offer terms before depositing.

At what deposit does a 400% bonus reach its cap?

Take the cap and divide it by the multiplier. 888 Ladies caps at £100 and matches four times your money, so £100 ÷ 4 = £25 is the deposit that collects the full bonus. Wombat gets there sooner — its £40 cap is already reached at the £10 minimum, and depositing more doesn’t increase the matched bonus.

Is a 400% bonus better than a 100% bonus?

Not necessarily. A 400% match reaches a given bonus cap from a smaller qualifying deposit than a 100% match — a 400% offer reaches a £100 bonus at £25, while a 100% offer with the same cap requires £100. But the cap, the wagering, any conversion restrictions and the eligible games still need to be compared, whatever the percentage says.

Are US 400% bonuses the same offer?

No. US-facing casinos in our coverage run their 400% offers to $4,000 with 50x wagering, while UK-licensed bonus funds are subject to different rules, including the UKGC’s 10x wagering maximum. The US sites are Curaçao-licensed with a minimum age of 21. Compare them as separate offers, not as bigger versions of the UK ones.

18+. New players only — each operator’s full terms are the final word on any offer above. The National Gambling Helpline is free on 0808 8020 133, and GamCare offers live chat support.

Elisha Franklin
Elisha Franklin
Senior Gaming & Promotions Writer

Senior Gaming and Promotions Writer with 16 years in the industry. Elisha covers UK regulation and promotional offers, working from Gambling Commission notices and the legislation itself rather than trade coverage. She also sets the editorial standards this site is held to.

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